For households
Shared money clarity for couples and families
Sharing a household does not have to mean sharing every receipt. Worth Clarity shows partners the same headline numbers side by side and keeps each person's ledger private.
The problem
What usually goes wrong, and what changes
- 1
Joint apps expose everything or nothing
A Household shows each member's available cash, this month's in and out, and net worth, plus combined totals when currencies match. Transactions, notes, and categories never cross accounts.
- 2
Nobody knows what is left before the month ends
Safe to spend subtracts the bills still due before month end from cash on hand, so both of you see the same honest number.
- 3
Big yearly bills land on one person
Insurance, school fees, and renewals become sinking funds with a monthly set-aside, visible to whoever tracks them.
Built for you
The features households use most
Household space
Create one, share the invite code, and members appear side by side. Owner and member roles, invite-code rotation, and removal are enforced by database policies.
Learn morePrivacy by construction
The only cross-user read in the whole system is a database function that returns aggregates. There is no setting that could accidentally expose a ledger.
Learn moreShared goals, separate contributions
Each person keeps their own savings goals and auto-save rules. Headline net worth reflects everyone's progress.
Learn moreBudgets that roll over
Monthly limits per category with envelope-style rollover, so an under-spent month builds slack instead of vanishing.
Learn moreBills on the family calendar
Export recurring rules as a calendar feed and every bill appears on its due day in Google Calendar or Apple Calendar.
Learn more
Getting started
Four steps to a clear picture
1.Each person signs in with their own Google account.
2.One of you creates a Household and shares the invite code.
3.Members join and immediately see each other's headline numbers.
4.Keep logging as usual. Ledgers stay private; the overview stays shared.
Questions
Questions households ask
- Can my partner see my transactions?
- No. Household members see headline totals only: available cash, this month's income and spending, and net worth. Individual transactions, notes, and categories are never shared, and the boundary is enforced in the database rather than the interface.
- Do we need to use the same currency?
- No. Each person picks their own currency. Combined totals appear when currencies match; otherwise each member's figures are shown side by side in their own currency.
- Can we track a joint account?
- Each person tracks the accounts they manage. A joint account is usually tracked by whoever pays from it most, and transfers between accounts never count as income or spending.
- What happens if someone leaves the household?
- Members can leave at any time and owners can remove members. Everyone's ledger stays exactly as it was; only the shared overview changes.
Guides for you
Every rupee, dollar, and euro, accounted for.
Start with today's cash and the bills you know. Everything else builds from there.
Free during early access. No card. Export any time.